{"id":145,"date":"2026-01-03T12:31:01","date_gmt":"2026-01-03T09:31:01","guid":{"rendered":"https:\/\/nugaysigorta.com\/?page_id=145"},"modified":"2026-01-09T15:06:12","modified_gmt":"2026-01-09T12:06:12","slug":"sss","status":"publish","type":"page","link":"https:\/\/nugaysigorta.com\/?page_id=145","title":{"rendered":"SSS"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">S\u0131k\u00e7a Sorulan Sorular<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/web.archive.org\/web\/20181220112307\/http:\/\/www.nugaysigorta.com\/sss.html#collapse1\">Ara\u00e7 \u00c7al\u0131nd\u0131\u011f\u0131 Takdirde Hasar \u00d6demesi Nas\u0131l Hesaplan\u0131r Ve \u00d6denir?<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ara\u00e7 \u00e7al\u0131nd\u0131\u011f\u0131 takdirde sigortal\u0131 arac\u0131n \u00e7al\u0131nd\u0131\u011f\u0131n\u0131 ilgili makamlara bildirir. \u0130lgili makamlarca yap\u0131lan ara\u015ft\u0131rmalar 30 g\u00fcn i\u00e7erisinde sonu\u00e7 vermedi\u011fi takdirde sigortal\u0131 ilgili makamlara ba\u015fvurdu\u011funu belgelemek suretiyle (Emniyet Genel M\u00fcd\u00fcrl\u00fc\u011f\u00fc&#8217;n\u00fcn verece\u011fi yaz\u0131, arac\u0131n tescil edildi\u011fi trafik \u015fubesinden kayd\u0131n\u0131n silindi\u011fine dair \u00e7ekme belgesi) sigortac\u0131ya bildirir. Bildirinin yap\u0131ld\u0131\u011f\u0131 anda sigorta ettiren veya hak sahibi hakk\u0131nda bir soru\u015fturma a\u00e7\u0131lm\u0131\u015f ise bu soru\u015fturman\u0131n tamamlanmas\u0131na kadar sigortac\u0131 tazminat \u00f6demenizi bekletebilir. Ara\u00e7 \u00e7al\u0131nmas\u0131 halinde, sigortac\u0131n\u0131n azami sorumluluk haddini ge\u00e7memek \u00fczere arac\u0131n \u00e7al\u0131nmas\u0131ndan bir g\u00fcn evvelki ikinci el fiyat\u0131 \u00f6denir. Sigortal\u0131 \u00f6demeyi sigorta \u015firketinden ald\u0131ktan sonra ara\u00e7 bulundu\u011fu takdirde sigortal\u0131 veya sigorta ettiren durumu sigorta \u015firketine bildirmekle y\u00fck\u00fcml\u00fcd\u00fcr.Bu durumda sigortal\u0131 ald\u0131\u011f\u0131 \u00f6demeyi ya iade eder ya da ta\u015f\u0131t\u0131n m\u00fclkiyetini sigorta \u015firketine devreder. Ara\u00e7 \u00e7al\u0131nmas\u0131 dolay\u0131s\u0131yla bir hasar meydana gelmi\u015f\u015fe hasar \u00f6denir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/web.archive.org\/web\/20181220112307\/http:\/\/www.nugaysigorta.com\/sss.html#collapse2\">Hasar Dosyam Hangi Durumlarda Reddedilir?<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Hasar dosyan\u0131z ile ilgili evraklar Sigorta \u015eirketine ula\u015ft\u0131ktan sonra dosya &#8220;Sigorta Genel \u015eartlar\u0131&#8221; \u00e7er\u00e7evesinde incelenir ve sonu\u00e7land\u0131r\u0131l\u0131r. Olu\u015fan hasar\u0131n\u0131z &#8220;Genel \u015eartlar&#8221; \u00e7er\u00e7evesinde teminata giren bir durum ise dosyan\u0131z i\u00e7in onay verilir. Teminat kapsam\u0131na girmeyen bir durum var ise reddedilir. Hasar an\u0131nda poli\u00e7enizin tahsilat durumu kontrol edilecektir. Poli\u00e7e teminatlar\u0131n\u0131z\u0131n ba\u015flad\u0131\u011f\u0131ndan emin olabilmek i\u00e7in mutlaka poli\u00e7enizin prim \u00f6demelerini zaman\u0131nda yapmaya dikkat ediniz.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/web.archive.org\/web\/20181220112307\/http:\/\/www.nugaysigorta.com\/sss.html#collapse3\">Hasar\u0131m\u0131 Hangi Durumda Eksik Al\u0131r\u0131m?<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Sigorta ettirmi\u015f oldu\u011funuz k\u0131ymetin de\u011ferinin mutlaka ger\u00e7e\u011fi yans\u0131tmas\u0131na dikkat ediniz. Herhangi bir hasar an\u0131nda hasar g\u00f6ren k\u0131ymetin hasardan bir g\u00fcn \u00f6nceki de\u011feri sigorta edilmi\u015f olan bedelden y\u00fcksek ise hasar\u0131n\u0131z\u0131 bu oranda eksik alman\u0131z s\u00f6z konusu olacakt\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/web.archive.org\/web\/20181220112307\/http:\/\/www.nugaysigorta.com\/sss.html#collapse4\">Hasar Durumunda Ne Yapmal\u0131y\u0131m?<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u00d6rne\u011fin; Arac\u0131n\u0131z ile kaza ge\u00e7irdiyseniz ilk olarak gerekliyse Trafik Raporlar\u0131 d\u00fczenlettirilmeli, arac bir servise \u00e7ekilmeli , tahmini hasar tutar\u0131 belirlenerek Sigorta \u015eirketi en k\u0131sa s\u00fcrede aranmal\u0131 ve hasar dosyas\u0131 a\u00e7t\u0131r\u0131lmal\u0131d\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/web.archive.org\/web\/20181220112307\/http:\/\/www.nugaysigorta.com\/sss.html#collapse5\">Kasko Hasarlar\u0131nda Arac\u0131n Kullan\u0131lamaz Hale Gelmesi Halinde Ara\u00e7 Bedelinin Tamam\u0131 \u00d6denirmi?<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kaza sonucu ara\u00e7 kullan\u0131lamaz duruma geldiyse bedelinin tamam\u0131n\u0131n \u00f6denebilmesi i\u00e7in arac\u0131n piyasa de\u011feri ile sigorta poli\u00e7esi \u00fczerindeki bedel kar\u015f\u0131la\u015ft\u0131rl\u0131r. Poli\u00e7e \u00fczerindeki sigorta bedeli, eksik beyan edilmediyse ve piyasa de\u011feri ile uyum g\u00f6steriyorsa ara\u00e7 bedelinin tamam\u0131 \u00f6denir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/web.archive.org\/web\/20181220112307\/http:\/\/www.nugaysigorta.com\/sss.html#collapse5\">Bunlar\u0131n d\u0131\u015f\u0131nda bi sorunuz mu var?<\/a><\/h3>\n\n\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f149-o1\" lang=\"tr-TR\" dir=\"ltr\" data-wpcf7-id=\"149\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/index.php?rest_route=%2Fwp%2Fv2%2Fpages%2F145#wpcf7-f149-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"\u0130leti\u015fim formu\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"149\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.2.4.1\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"tr_TR\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f149-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/fieldset>\n<p><label> Ad\u0131n\u0131z<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" autocomplete=\"name\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span> <\/label>\n<\/p>\n<p><label> Telefon<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"tel-5\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"tel\" name=\"tel-5\" \/><\/span> <\/label>\n<\/p>\n<p><label> E-posta adresiniz<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span> <\/label>\n<\/p>\n<p><label> Konu<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-subject\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-subject\" \/><\/span> <\/label>\n<\/p>\n<p><label> \u0130letiniz (tercihe ba\u011fl\u0131)<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"your-message\"><\/textarea><\/span> <\/label>\n<\/p>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"G\u00f6nder\" \/>\n<\/p><p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"_wpcf7_ak_\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"_wpcf7_ak_js\" value=\"52\"\/><script>\ndocument.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );\n<\/script>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>S\u0131k\u00e7a Sorulan Sorular Ara\u00e7 \u00c7al\u0131nd\u0131\u011f\u0131 Takdirde Hasar \u00d6demesi Nas\u0131l Hesaplan\u0131r Ve \u00d6denir? Ara\u00e7 \u00e7al\u0131nd\u0131\u011f\u0131 takdirde sigortal\u0131 arac\u0131n \u00e7al\u0131nd\u0131\u011f\u0131n\u0131 ilgili makamlara [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-145","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/nugaysigorta.com\/index.php?rest_route=\/wp\/v2\/pages\/145","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nugaysigorta.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nugaysigorta.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nugaysigorta.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nugaysigorta.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=145"}],"version-history":[{"count":3,"href":"https:\/\/nugaysigorta.com\/index.php?rest_route=\/wp\/v2\/pages\/145\/revisions"}],"predecessor-version":[{"id":150,"href":"https:\/\/nugaysigorta.com\/index.php?rest_route=\/wp\/v2\/pages\/145\/revisions\/150"}],"wp:attachment":[{"href":"https:\/\/nugaysigorta.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=145"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}