{"id":86,"date":"2026-01-01T15:25:28","date_gmt":"2026-01-01T12:25:28","guid":{"rendered":"https:\/\/nugaysigorta.com\/?page_id=86"},"modified":"2026-01-01T16:45:10","modified_gmt":"2026-01-01T13:45:10","slug":"konutsigortasi","status":"publish","type":"page","link":"https:\/\/nugaysigorta.com\/?page_id=86","title":{"rendered":"KonutSigortas\u0131"},"content":{"rendered":"\n<figure class=\"wp-block-image alignleft size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/nugaysigorta.com\/wp-content\/uploads\/2026\/01\/4-1449784507-k-konut-sigortasi.jpg\" alt=\"\" class=\"wp-image-114\" style=\"width:134px;height:auto\" srcset=\"https:\/\/nugaysigorta.com\/wp-content\/uploads\/2026\/01\/4-1449784507-k-konut-sigortasi.jpg 300w, https:\/\/nugaysigorta.com\/wp-content\/uploads\/2026\/01\/4-1449784507-k-konut-sigortasi-150x150.jpg 150w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Konut Sigortas\u0131 Nedir?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Konut Sigortas\u0131, evinizi veya belirli d\u00f6nemlerde ikamet etti\u011finiz yazl\u0131\u011f\u0131n\u0131z\u0131, deprem, sel, ter\u00f6r, yang\u0131n, h\u0131rs\u0131zl\u0131k, dahili su, f\u0131rt\u0131na, vb. risklere kar\u015f\u0131 g\u00fcvence alt\u0131na alan bir poli\u00e7e t\u00fcr\u00fcd\u00fcr.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Konut Sigortas\u0131 Primleri Neye G\u00f6re Belirlenir?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Konut sigortas\u0131nda primler, deprem risk b\u00f6lgelerinin farkl\u0131l\u0131\u011f\u0131ndan dolay\u0131 meskenin bulundu\u011fu il ve il\u00e7eye gore farkl\u0131l\u0131k g\u00f6sterir. Ayr\u0131ca binada bulunan toplam kat say\u0131s\u0131, konutun bulundu\u011fu kat, yap\u0131 tarz\u0131, konutunuzun br\u00fct metrekaresi de primi etkileyen unsurlar aras\u0131ndad\u0131r. E\u011fer e\u015fyalar\u0131n\u0131z\u0131 da g\u00fcvence alt\u0131na almak istiyorsan\u0131z g\u00fcncel e\u015fya bedelinizi de poli\u00e7e yapt\u0131r\u0131ken sigortac\u0131n\u0131za bildirmeniz durumunda, belirli bir prim kar\u015f\u0131l\u0131\u011f\u0131nda kullanmakta oldu\u011funuz ev e\u015fyalar\u0131n\u0131z da poli\u00e7enize eklenebilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Konut Sigortas\u0131 Yapt\u0131r\u0131rken Dikkat Edilmesi Gereken Konular Nelerdir?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Konut Sigortas\u0131 yapt\u0131r\u0131rken dikkat etmeniz gereken konular\u0131n ba\u015f\u0131nda poli\u00e7ede belirtilecek olan bina bedelinin bahse konu meskenin in\u015fa bedeli olmas\u0131d\u0131r. Genellikle sigortal\u0131lar konutlar\u0131n\u0131n piyasa rayici \u00fczerinden teminat alt\u0131na al\u0131naca\u011f\u0131n\u0131 d\u00fc\u015f\u00fcnmektedir ki bu yanl\u0131\u015f bir beklentidir. \u00c7\u00fcnk\u00fc sigortan\u0131n temel prensibi eskisini yerine koymakt\u0131r, yani ayn\u0131 metrekareye sahip olan ve yap\u0131 tarz\u0131 ayn\u0131 olan 2 konutun bulunduklar\u0131 il veya il\u00e7e neresi olursa olsun sigorta bedeli ayn\u0131 olmal\u0131d\u0131r. Konutunuzun in\u015fa bedeli yerine sat\u0131\u015f bedeli \u00fczerinden sigortalanm\u0131\u015f olmas\u0131 hasar durumunda size herhangi bir avantaj sa\u011flamayaca\u011f\u0131 gibi pol\u00e7ele\u015fme a\u015famas\u0131nda da gereksiz yere fazla prim \u00f6demenize neden olacakt\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bir di\u011fer \u00f6nemli husus ise sigorta teminatlar\u0131ndaki yak\u0131n sebep ili\u015fkisine dikkat etmektir. \u00d6rne\u011fin konut poli\u00e7enizde deprem teminat\u0131 olmad\u0131\u011f\u0131n\u0131 varsayal\u0131m. Bir deprem oldu\u011funda binan\u0131z depremden hasar g\u00f6rmemi\u015f, ancak deprem nedeniyle olu\u015fan sars\u0131nt\u0131dan elekrik konta\u011f\u0131 olu\u015fmu\u015f ve bu da yang\u0131n hasar\u0131 meydana gelmesine sebep vermi\u015f olsun. Poli\u00e7enizde yang\u0131n teminat\u0131 olmas\u0131na ra\u011fmen yang\u0131n\u0131n \u00e7\u0131k\u0131\u015f nedeni deprem oldu\u011fundan sigorta \u015firketi hasar\u0131n\u0131z\u0131 \u00f6demez.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Konut Sigortas\u0131 Nedir? Konut Sigortas\u0131, evinizi veya belirli d\u00f6nemlerde ikamet etti\u011finiz yazl\u0131\u011f\u0131n\u0131z\u0131, deprem, sel, ter\u00f6r, yang\u0131n, h\u0131rs\u0131zl\u0131k, dahili su, f\u0131rt\u0131na, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":84,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-86","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/nugaysigorta.com\/index.php?rest_route=\/wp\/v2\/pages\/86","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nugaysigorta.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nugaysigorta.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nugaysigorta.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nugaysigorta.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=86"}],"version-history":[{"count":2,"href":"https:\/\/nugaysigorta.com\/index.php?rest_route=\/wp\/v2\/pages\/86\/revisions"}],"predecessor-version":[{"id":115,"href":"https:\/\/nugaysigorta.com\/index.php?rest_route=\/wp\/v2\/pages\/86\/revisions\/115"}],"up":[{"embeddable":true,"href":"https:\/\/nugaysigorta.com\/index.php?rest_route=\/wp\/v2\/pages\/84"}],"wp:attachment":[{"href":"https:\/\/nugaysigorta.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=86"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}